In Florida, 1-4 homeowners are behind on their mortgage, and almost 50% of homes are underwater. CNN Money reports that only 6% of homeowners who qualify for a loan modification actually receive one.

With all this discouraging news, can a homeowner force their lender to give them a modification? No, but your lawyer can strongly influence them that this is in their best interest. Homeowners armed with a forensic audit of their loan, and a foreclosure defense attorney are able to take the control away from the lender and go on the offensive.

To learn more about your rights visit: onecaboodle.com